MPChatHelps

Virtual Card: Ready to use upon application, no physical logistics involved. Primarily used for online payments (e-commerce, subscriptions) or binding with mobile wallets (Apple Pay/Google Pay) for offline contactless payments.

Physical Card: Comes with a tangible physical card. In addition to all virtual card functions, it supports cash withdrawals at ATMs (via the Boundless Card) and card-swiping at merchants that do not support contactless payments (such as hotel deposits/pre-authorizations). The Boundless Card's ATM withdrawals have a capped limit — see <a href="https://help.mp.net/en/articles/13459851">Are there transaction limits for the card?</a>.

1. Virtual Card: Ready to use upon application, no physical logistics involved. Primarily used for online payments (e-commerce, subscriptions) or binding with mobile wallets (Apple Pay/Google Pay) for offline contactless payments.
2. Physical Card: Comes with a tangible physical card. In addition to all virtual card functions, it supports cash withdrawals at ATMs (via the Boundless Card) and card-swiping at merchants that do not support contactless payments (such as hotel deposits/pre-authorizations). The Boundless Card's ATM withdrawals have a capped limit — see <a href="https://help.mp.net/en/articles/13459851">Are there transaction limits for the card?</a>.

Virtual Card : Ready to use upon application, no physical logistics involved.

What is the difference between a virtual card and a physical card?

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