Virtual Card: Ready to use upon application, no physical logistics involved. Primarily used for online payments (e-commerce, subscriptions) or binding with mobile wallets (Apple Pay/Google Pay) for offline contactless payments.
Physical Card: Comes with a tangible physical card. In addition to all virtual card functions, it supports cash withdrawals at ATMs and card-swiping at merchants that do not support contactless payments (such as hotel deposits/pre-authorizations). The "Global Business Card" will be launching soon.
What is the difference between a virtual card and a physical card?
Differences Between Virtual and Physical Cards
Updated over a month ago
