Choosing the Right MPChat Card for You MPChat currently offers a variety of cards optimized for different spending scenarios. You can choose based on your primary usage region and purpose:
Cloud Card:
Features: The top choice for global online subscriptions, specifically designed for local currency spending in Asia.
Use Cases: Supports linking with Alipay, WeChat Pay, and Google Pay; ideal for subscription services (e.g., Amazon, Claude AI, Netflix, Spotify, PayPal, YouTube).
Type/Price: Virtual Card / 10 USDT
Issuing country: Singapore
Billing currency: USD
Limits: Virtual card, no ATM access; see Are there transaction limits for the card? for spending limits.
Flash Card:
Highlights: VISA virtual card with Apple Pay support (BIN 40433705), ideal for contactless mobile payments.
Use cases: Supports Apple Pay; online subscriptions and cross-border spending.
Type / fee: Virtual card / 10 USDT.
Issuing country: Singapore
Billing currency: USD
Boundless Card :
Features: Designed for global business professionals and high-frequency cross-border transactions, delivering a fast, high-limit, and borderless global payment experience.
Applicable Scenarios:
Offline: Supports card payments at global offline physical merchants (e.g., overseas dining, supermarket shopping, flight and hotel bookings) and ATM cash withdrawals in specific regions.
Online: Supports linking to various mainstream payment methods, compatible with most overseas e-commerce purchases and online subscription service charges.
(⚠️ Regional Restrictions: Card purchases work normally in mainland China; only ATM cash withdrawals are restricted (unavailable). ATM cash withdrawals are prohibited in Singapore; other transaction types are unaffected.)
ATM withdrawal limits: 1,500 USD per transaction/day, 5 transactions per day, 15,000 USD per month — see Are there transaction limits for the card?.
Type: Physical Card
Issuing country: Singapore
Billing currency: USD