v1.6.0 notice: The US Advantage Card (Mastercard) is no longer offered to new applicants; existing cardholders keep using their card until expiry. New users should pick the Asia Pacific Advantage Card and try the v1.6.0 one-tap application flow.
US Advantage Card deprecation notice → v1.6.0 one-tap card application →
Choosing the Right MPChat Card for You MPChat currently offers a variety of cards optimized for different spending scenarios. You can choose based on your primary usage region and purpose:
Asia Elite Card:
Features: The top choice for global online subscriptions, specifically designed for local currency spending in Asia.
Use Cases: Supports linking with Alipay, WeChat Pay, and Google Pay; ideal for subscription services (e.g., Amazon, Claude AI, Netflix, Spotify, PayPal, YouTube).
Type/Price: Virtual Card / 9.9 USDT
US Direct Card:
Features: Optimized for US-based spending with the advantage of low exchange rates.
Use Cases: Supports linking with Apple Pay, Google Pay, and Alipay; ideal for subscription services (e.g., ChatGPT, Claude AI, Netflix, Spotify, Midjourney, Cursor).
Type/Price: Virtual Card / 9.9 USDT
This card is currently unavailable.
Asia Business Card:
Features: Enjoy global digital services and eliminate cross-border payment barriers; suitable for business use.
Use Cases: Supports Apple Pay, Alipay, PayPal, and mainstream platforms like YouTube and Netflix.
Type/Price: Virtual Card / 9.9 USDT.
This card is currently unavailable.
Global Business Card :
Features: Designed for global business professionals and high-frequency cross-border transactions, delivering a fast, high-limit, and borderless global payment experience.
Applicable Scenarios:
Offline: Supports card payments at global offline physical merchants (e.g., overseas dining, supermarket shopping, flight and hotel bookings) and ATM cash withdrawals in specific regions.
Online: Supports linking to various mainstream payment methods, compatible with most overseas e-commerce purchases and online subscription service charges.
(⚠️ Regional Restrictions: Due to compliance requirements, all transactions and cash withdrawals are prohibited in mainland China; cash withdrawals are prohibited in Singapore.)
Type: Physical Card