Handling fee: 0.80%

Cross-border fees:

USD area consumption: Pass through (according to Visa/card issuer rules)

Consumption in non-USD areas: Pass through (according to Visa/card issuer rules)

ATM cash withdrawal fee: 2% (minimum $1) (For details, see "How much is the handling fee for withdrawing money (cash) from an ATM with a physical card?")

Card opening fee/card production fee: 100 USDT

Postage fee (if any): Subject to the announcement on the Boundless Card application details page; fill in the delivery address in the App when applying.

Monthly/yearly management fee: 0 (no monthly rent, annual fee, management fee)

Recharge fee: 0

Refund fee: 0 (no fees for refunds)

Chargeback: 0.80 USD/transaction (the first two transactions per card per month are exempted)

Card cancellation fee: 3 USDT (cancellation and liquidation)

First-time recharge threshold: After opening the card, you need to transfer enough USD from Pay to the card (it is recommended to cover the card opening fee + first consumption/subscription amount + handling fee buffer)

⚠️ Transfer the reserved balance: The card balance must be transferred back to Pay before you can withdraw cash; when transferring out, please refer to the "Transferable Balance" on the card details page. Insufficient balance will only cause the transaction to fail/reject payment, but will not cause the card to be frozen.

⚠️Consumption limit (shares the same set of standards with Cloud Card): single transaction $100,000; 50 purchases per day / daily cumulative $250,000; monthly cumulative $1,000,000; annual cumulative $2,000,000

⚠️ ATM cash withdrawal limit (only supported by Boundless Card): single transaction $1,500; daily accumulation of $1,500, with a maximum of 5 transactions per day; monthly accumulation of $15,000 (for details, please see "What are the cash withdrawal limits and transaction restrictions of physical cards (Boundless Card)?")

The above is the product upper limit. Your actual available limit is subject to the display in the app, and may be dynamically tightened based on transaction conditions due to risk control.

⚠️ Freeze / unfreeze: only two cases freeze a card — you freeze it yourself in the App (self-service unfreeze anytime); or the issuer freezes it after 3 wrong CVV entries within 24 hours (contact official support; support sends a letter to the issuer to request unfreeze).

⚠️Card cancellation: only triggered by the user in the app and has nothing to do with balance or chargeback; a 3 USDT clearing fee will be charged for card deletion

After receiving the physical card, you need to follow the prompts to activate it. App → Card → Boundless Card → Activate Physical Card

Offline/large-value purchases that require a physical VISA card

ATM cash withdrawal

Travel, cross-border offline payment

Application portal: MPChat App → Card → Apply for Boundless Card (physical card).

Delivery time and region: Subject to the announcement on the Boundless Card application details page; card consumption transactions can be carried out normally in mainland China, only ATM cash withdrawals are restricted (unavailable); ATM cash withdrawals are prohibited in Singapore, and other transaction types are not affected.

For details, please refer to the "Instructions for Application for Boundless Card Physical Card" (see "Instructions for Application, Mailing and Activation of Boundless Card Physical Card" in this series).

ATM Cash Withdrawal Limits and Transaction Restrictions for the Physical Boundless Card

ATM Cash Withdrawal Fees for Physical Cards

Cloud Card Intro: Fees, Rules & Best Uses

Restricted Merchant & Transaction Policy