⚠️ Card application update
Flash Card is permanently retired and cannot be applied for or used. All issued Flash Cards have been replaced by Cloud Cards, and balances moved to Total Assets. Flash permanently retired: all cards replaced by Cloud; balances in Total Assets
Yes. To keep your funds secure and ensure compliant usage, the cards are subject to the following limits.
Current limits below apply to Cloud and Boundless. Flash is retired; its old figures are historical reference only and do not apply to current cards.
Cloud Card · Boundless Card limits (shared BIN 45659910)
Spending Limits
Limit Type | Amount / Frequency |
Single Transaction Limit | $100,000 USD |
Daily Cumulative Limit | $250,000 USD |
Monthly Cumulative Limit | $1,000,000 USD |
Annual Cumulative Limit | $2,000,000 USD |
The Cloud Card and Boundless Card have no daily transaction-count limit — only the amount ceilings in the table above apply.
ATM withdrawals: the Cloud Card is a virtual card and does not support ATM withdrawals. Only the physical Boundless Card supports ATM withdrawals, with the following limits:
Limit Type | Amount / Frequency |
Single Withdrawal Limit | $1,500 USD |
Daily Withdrawal Limit | $1,500 USD |
Daily Withdrawal Count | 5 transactions |
Monthly Withdrawal Limit | $15,000 USD |
ATM withdrawals are not allowed in Singapore or mainland China. A 2% fee applies per withdrawal (minimum 1 USD). See ATM Cash Withdrawal Limits and Transaction Restrictions for the Physical Boundless Card and How much does an ATM cash withdrawal with the physical card cost?.
The figures above are the card product's ceiling limits. Your actual available limit is shown in the MPChat App and may be tightened dynamically by risk controls based on transaction activity.
Historical only: retired Flash Card limits (BIN 40433705)
Limit Type | Amount / Frequency |
Single Transaction Limit | $20,000 USD |
Daily Transaction Count | 100 transactions |
Daily Cumulative Limit | $1,000,000 USD |
Monthly Transaction Count | 2,500 transactions |
Monthly Cumulative Limit | $5,000,000 USD |
Annual Transaction Count | 25,000 transactions |
Annual Cumulative Limit | $10,000,000 USD |
The Flash Card is a virtual card and does not support ATM withdrawals.
Flash Card is permanently retired and cannot be applied for or used. All issued Flash Cards have been replaced by Cloud Cards, and balances moved to Total Assets.