Yes. To keep your funds secure and ensure compliant usage, the cards are subject to the following limits.
⚠️ Note: the Cloud Card / Boundless Card use one set of limits, and the Flash Card uses a completely different, independent set. Please check which card you hold before reading the matching table below.
Cloud Card · Boundless Card limits (shared BIN 45659910)
Spending Limits
Limit Type | Amount / Frequency |
Single Transaction Limit | $100,000 USD |
Daily Cumulative Limit | $250,000 USD |
Monthly Cumulative Limit | $1,000,000 USD |
Annual Cumulative Limit | $2,000,000 USD |
The Cloud Card and Boundless Card have no daily transaction-count limit — only the amount ceilings in the table above apply.
ATM withdrawals: the Cloud Card is a virtual card and does not support ATM withdrawals. Only the physical Boundless Card supports ATM withdrawals, with the following limits:
Limit Type | Amount / Frequency |
Single Withdrawal Limit | $1,500 USD |
Daily Withdrawal Limit | $1,500 USD |
Daily Withdrawal Count | 5 transactions |
Monthly Withdrawal Limit | $15,000 USD |
ATM withdrawals are not allowed in Singapore or mainland China. A 2% fee applies per withdrawal (minimum 1 USD). See ATM Cash Withdrawal Limits and Transaction Restrictions for the Physical Boundless Card and How much does an ATM cash withdrawal with the physical card cost?.
The figures above are the card product's ceiling limits. Your actual available limit is shown in the MPChat App and may be tightened dynamically by risk controls based on transaction activity.
Flash Card limits (independent BIN 40433705, does not apply to Cloud Card / Boundless Card)
Limit Type | Amount / Frequency |
Single Transaction Limit | $20,000 USD |
Daily Transaction Count | 100 transactions |
Daily Cumulative Limit | $1,000,000 USD |
Monthly Transaction Count | 2,500 transactions |
Monthly Cumulative Limit | $5,000,000 USD |
Annual Transaction Count | 25,000 transactions |
Annual Cumulative Limit | $10,000,000 USD |
The Flash Card is a virtual card and does not support ATM withdrawals.
The figures above are the card product's ceiling limits. Your actual available limit is shown in the MPChat App and may be tightened dynamically by risk controls based on transaction activity.