⚡ To apply for a card you need both
You yourself are 18 or over (a hard KYC and card-issuer rule; parental consent cannot substitute)
Completed KYC1 security verification: document upload + liveness (selfie)
📖 Both are required
Under 18 you cannot complete KYC, so you cannot open a card. After you turn 18, finish KYC1 first, then apply in-app. See Why MPChat requires age 18 for the age rules, How to complete KYC1 in MPChat for verification steps, and How do I apply for a virtual card? for the application flow.
