The 17-entry phone-wallet list below remains in effect. It is separate from the 24-entry base restriction list for offline card transactions. Apple Pay / Google Pay POS tap-to-pay must pass both: a match in either list means payment is unsupported. The lists overlap in 8 entries, giving 33 unique countries and regions. Direct physical-card POS payments use the 24-entry base list. These lists do not determine online, WeChat or Alipay payments, KYC, shipping or ATM eligibility.

Adding a card to a phone wallet and paying at a terminal are two separate steps. For the Cloud Card (VISA virtual card · BIN 45659910) and the Boundless Card (VISA physical card · BIN 45659910), transactions are still subject to the card's region restrictions.

The list below shows where POS tap-to-pay is not supported for now. The list can change with policy. The card product notes and official announcements are authoritative.

Even after the card is added to Apple Pay or Google Pay, tap-to-pay at a POS terminal is not supported in:

This list applies to Cloud Card and Boundless Card. A region absent from this 17-entry list must still be checked against the 24-entry base list and is not a guarantee that a payment will go through. The live authorization result is final.

Adding the card to a phone wallet and paying at a terminal are two separate steps. A successful add does not mean the card can be used in every region. The transaction is still subject to the card's region restrictions.

This article covers in-store POS tap-to-pay. Payments on a website or in an app must still meet the card's other usage conditions, and the live authorization result is final.

If you have confirmed that the failure is caused by this region restriction, use another payment method. If the reason is unclear, check the transaction history in the app, or contact in-app live support for help.