If Alipay displays "Current operation is at risk" and asks you to "Self-limit removal" (自助解限) during binding, it usually means Alipay's risk control system has been triggered.
🔍 Why was the risk control triggered?
Network Anomaly: You had a VPN active during the binding process, causing an IP mismatch with your usual location.
Operational Error: You entered the verification code incorrectly or exited the screen without entering it.
🛠️ Resolution & Appeal Method: When Alipay requests a photo of your "International Bank Card" to lift the restriction, please follow these steps to provide your virtual card credentials:
Access Information: Open the MPChat App, go to the card page, and tap "Show" to view full card details.
Screenshot & Crop: Take a screenshot and crop it to show only the main body of the virtual card.
Ensure Validity: The screenshot must clearly display the Card Number, Expiry Date, Security Code (CVV), and Cardholder Name.
Submit Appeal: Upload this screenshot as the "Bank Card Photo" on the Alipay appeal page.
💡 Pro Tips for Future Binding: When trying to bind again, ensure your VPN is turned off and enter the verification code accurately on your first attempt.