Click "My" > "Invite Friends" in the MPChat app to access the activity page.
How to Participate in the Event:
Step 1: The inviter sends the invitation and establishes a referral relationship with the invited person.
Step 2: The invited person completes identity verification (KYC).
Step 3: The invited person enters the inviter's bonus code when applying for and purchasing a card; the inviter will subsequently earn commissions (card purchase and spending commissions) from their spending.
Establishing the Referral Relationship:
1. Inviter:
① The user clicks "Invite Now" to get the invitation link and the bonus voucher code. ② Send the link or bonus voucher code to the invited person.
2. Invited Person (Referee):
① The invited user downloads and registers for the MPChat app.
② Completes identity verification (KYC).
③ Enters the inviter's bonus voucher code when activating the virtual card and successfully purchases the card.
(Note: The referral relationship can only be established during the card application stage.)
Reward Mechanism: MPCHAT Commission Level Explanation Table.
Commission Level | Condition | Card Purchase Commission (%) | Spending Commission (%) | Secondary Commission (%) |
LV1 | Automatically Acquired | 20 | 0.05 | 10 |
LV2 | Invite 30 Card Activations | 25 | 0.1 | 10 |
LV3 | Invite 30 Card Activations | 30 | 0.2 | 10 |
LV4 | Invite 30 Card Activations | 40 | 0.25 | 10 |
1. Basic Commission:
① Card Activation Commission: When a user you invite successfully activates a card, you will receive a commission equivalent to a certain percentage of the card activation fee. Example: User A, at LV1, invites User B. B spends 10 USDT to purchase a virtual card. A will receive 2 USDT in commission. User C, at LV2, invites User D. D spends 10 USDT to purchase a virtual card. C will receive 2.5 USDT in commission.
② Spending Commission: When a user you invite uses their card for spending, you will receive a commission equivalent to a certain percentage of the spending amount. Example: User A, at LV1, invites User B. B spends 1000 USDT. A will receive 0.5 USDT in commission. User C, at LV2, invites User D. D spends 1000 USDT. C will receive 1 USDT in commission.
The level for Basic Commission increases as the number of users you invite to activate a card grows, and the upgrade increases your commission rate. Please refer to the Commission Level Explanation Table for details.
2. Secondary Commission: When a user you invited goes on to invite new users, and your invited user earns a commission, you will receive an additional 10% commission. Example: User A invites User B. LV1 User B invites User C. C successfully activates a card and makes a 10 USDT purchase. B will receive 2 USDT commission, and A will receive an additional 1 USDT commission. The Secondary Commission rate remains fixed at 10% and does not change with the number of invited users.
Commission Settlement:
Card Activation Commission is settled on the same day as the transaction. Spending Commission is settled within 30 days of the transaction.
If a transaction is refunded, the corresponding commission will be returned to the platform upon settlement.
Commissions are paid out in USDT.
Settled commissions are available for withdrawal.


