Pre-subscription Requirements
Apple ID Preparation
Requires a US region Apple ID (Critical Success Factor)
If you don't have one, you must create a new US Apple ID first
Network Environment
Use a US Residential IP (Important)
Ensure the IP is clean and geolocated in the US
MPChat Funds Preparation
Prepare $15-20 equivalent in USDT (Apple Music Individual is $10.99/mo)
Keep extra funds for authorization verification charges
Detailed Steps
Phase 1: MPChat Virtual Card Preparation
Deposit USDT
Path: MPChat App → Wallet → Deposit
Copy the USDT deposit address
Transfer USDT from an external wallet ($20+ recommended)
Wait for network confirmation
Apply for a US MPCard
Path: MPChat App → MPCard → Apply for New Card
Issuer Country: Must select "United States"
Card Type: Virtual Card (Instant generation)
Securely record the Card Number, Expiry, and CVV
Transfer Funds
Path: MPChat App → Wallet → Transfer
From: MP Wallet (USDT)
To: MPCard (USD)
Amount: $15-18 (Including verification fees)
Phase 2: Apple ID & Subscription Settings
Create/Switch to US Apple ID
Access apple.com using a US IP
Create a new Apple ID or switch your current ID region to the US
Important: Select "None" as the payment method initially
Log in to Apple Music
Log in to the US Apple ID on your iPhone/iPad/Mac
Open the Apple Music app
Click "Try It Free" or "Subscribe"
Select a Subscription Plan
Plan Type | Price | Key Features | Recommendation
Individual | $10.99/mo | Personal use, ad-free, offline downloads | ⭐⭐⭐⭐⭐
Student | $5.99/mo | Requires UNiDAYS student verification | ⭐⭐⭐⭐⭐
Family | $16.99/mo | Up to 6 members, separate libraries | ⭐⭐⭐⭐
Phase 3: Payment Information Setup
Navigation
Go to "Payment & Shipping" in your Apple ID account settings
Click "Add Payment Method"
MPCard Details
Source: MPChat App → MPCard → Card Details
Card Number: 16-digit virtual card number
Expiration Date: Expiry (MM/YY)
Security Code: 3-digit CVV code
Name on Card: Pinyin is recommended
Billing Address (Critical Step)
Country: United States
Use a professional US address generator
Example format:
Street: 1234 Music Avenue
City: Cupertino
State: CA
ZIP Code: 95014
Phone: Generate a US phone number
Verification & Activation
Instant Verification: Apple will perform a $1.00 authorization hold (refunded immediately) to verify card and address validity
Activation: Membership activates immediately after successful payment; starts 3-month free trial (if applicable) or formal subscription
Function Verification
Test music playback (should be ad-free)
Verify offline download functionality
Check Lossless Audio and Spatial Audio support
Apple Music Feature Comparison
Feature | Free Trial | Paid Subscription
Ads | Ad-free | Ad-free
Offline Downloads | ✅ | ✅
Lossless Audio | ✅ | ✅
Spatial Audio | ✅ | ✅
Lyrics Display | ✅ | ✅
Library Size | 100M+ Songs | 100M+ Songs
Troubleshooting Guide
Common Payment Failures
Apple ID Region Mismatch (Solution: Ensure Apple ID region is set to US)
Address Validation Failed (Solution: Use a real, existing US address)
Payment Method Conflict (Solution: Ensure no other payment methods are currently bound)
Abnormal Subscription Status
Charged but not active (Wait 10-15 mins for sync; check registered email for confirmation; contact Apple Support)
Payment Declined (Check MPCard balance; regenerate US billing address; ensure US Residential IP is used)
Subscription Management Guide
Account Management
View Status: Settings → [Your Name] → Subscriptions
Audio Quality: Adjust streaming preference
Download Settings: Manage offline content
Renewal & Cancellation
Auto-renewal: Enabled by default, automatic billing on expiry
Cancellation: Settings → Subscriptions → Cancel Subscription
Note: Service remains active until the end of the paid period after cancellation
Cost Optimization
Student Verification: Eligible users can enjoy the $5.99/mo rate
Family Sharing: Choose the Family plan to split costs if needed
Annual Calculation: High value for long-term use
Security Reminders
MPCard Protection: Set reasonable spending limits
Apple ID Security: Enable Two-Factor Authentication
Payment Security: Regularly check subscription status
Usage Tips
Personalized Recommendations: Like/Dislike songs to improve accuracy
Playlists: Create Smart Playlists
Siri Integration: Use Siri to control playback
Cross-device Sync: iCloud syncs your entire music library
Multi-platform Support
Apple Devices: iPhone, iPad, Mac, Apple Watch
Android Devices: Full support via Android app
Web: music.apple.com
Smart Speakers: HomePod and third-party speakers
Car Systems: CarPlay and Android Auto
Apple Music Special Features
Lossless Audio: Supports up to 24-bit/192kHz high-resolution audio
Spatial Audio: Immersive experience with Dolby Atmos
Lyrics Sync: Real-time lyrics display
Radio Shows: Exclusive stations like Apple Music 1
Music Videos: Massive library of official music videos
By following this guide, you can successfully subscribe to Apple Music using an MPChat virtual card, enjoying a high-quality lossless music experience. Maintaining high consistency between "US Apple ID + US Card + US Address" is the key to success. Choosing the right plan based on personal needs and utilizing student verification can significantly reduce costs.