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Guide: Paying for Tidal HiFi Membership with MPChat Virtual Card

Guide: Paying for Tidal HiFi Membership with MPChat Virtual Card

Updated over a month ago

Pre-subscription Requirements

  • Network Environment

    • Use a US Residential IP (Critical Success Factor)

    • Ensure the IP is clean and geolocated in the US

  • MPChat Funds Preparation

    • Prepare $25-35 equivalent in USDT (Tidal HiFi Plus monthly fee is $19.99)

    • It is recommended to keep extra funds for verification fees


Detailed Steps

Phase 1: MPChat Virtual Card Preparation

  1. Deposit USDT

    • Path: MPChat App → Wallet → Deposit - Copy USDT deposit address - Transfer sufficient USDT from an external wallet (Recommended $30+) - Wait for network confirmation

  2. Apply for a US MPCard

    • Path: MPChat App → MPCard → Apply for New Card - Issuing Country: Must select "United States" - Card Type: Virtual Card (Instant generation) - Securely record Card Number, Expiry Date, and CVV code

  3. Funds Transfer

    • Path: MPChat App → Wallet → Transfer - From: MP Wallet (USDT) - To: MPCard (USD) - Amount: $25-28 (Including verification fees)

Phase 2: Tidal HiFi Subscription Process

  1. Visit Tidal Official Website

    • Access tidal.com using a US IP

    • Click "Start Free Trial" or "Subscribe"

  2. Select Subscription Plan

    • Plan Type | Price | Audio Quality | Recommendation Index

    • HiFi | $9.99/mo | 1411kbps CD Quality | ⭐⭐⭐⭐

    • HiFi Plus | $19.99/mo | 9216kbps MQA + Dolby Atmos | ⭐⭐⭐⭐⭐

  3. Register Account

    • Enter email address (New email is recommended)

    • Create a password

    • Fill in personal information

Phase 3: Payment Information Entry

  1. Payment Interface Navigation

    • Select subscription cycle (Monthly)

    • Click "Continue to Payment"

  2. MPCard Information Entry

    • Information Source: MPChat App → MPCard → Card Details - Card number: 16-digit virtual card number - Expiration date: Expiry date (MM/YY) - CVV: 3-digit security code - Name on card: Pinyin is recommended

  3. Billing Address Entry (Critical Step)

    • Country: United States

    • Use a professional US address generator

    • Example Format:

      • Address Line 1: 1234 HiFi Street

      • City: New York

      • State: NY

      • ZIP Code: 10001

      • Phone number: Generate a US phone number

  4. Payment Verification & Activation

    • Instant Verification: Tidal will perform a small verification hold (refunded immediately) to verify card validity and address matching

    • Service Activation: Upon successful payment, Tidal HiFi membership is activated immediately

    • High-Resolution Audio: Start enjoying high-fidelity audio right away

  5. Function Verification

    • Test high-resolution music playback

    • Verify audio quality settings (can be set to the highest quality)

    • Check Dolby Atmos support


Tidal HiFi Plan Comparison

  • Feature | HiFi | HiFi Plus

  • Monthly Fee | $9.99 | $19.99

  • Audio Quality | 1411kbps CD Quality | 9216kbps MQA

  • Dolby Atmos | ❌ | ✅

  • Sony 360 Reality Audio | ❌ | ✅

  • High-Res Audio | ✅ | ✅

  • Offline Downloads | ✅ | ✅


Troubleshooting Guide

  • Common Causes of Payment Failure

    • Region Mismatch (Solution: Ensure the "Trio" of US IP + US Card + US Address is maintained)

    • Address Verification Failure (Solution: Use a more detailed/real US address)

    • Account Region Lock (Solution: Create a brand new Tidal account)

  • Handling Subscription Status Issues

    • Charge Successful but Service Not Active (Wait 10–15 minutes for system sync; check registered email for confirmation; contact Tidal Customer Support)

    • Payment Rejected (Switch to a cleaner US Residential IP; regenerate a US billing address; ensure MPCard balance is sufficient)


Subscription Management Guide

  • Account Management

    • View Status: Account Settings → Subscription

    • Quality Settings: Adjust streaming and download audio quality

    • Device Management: View connected devices

  • Renewal & Cancellation

    • Auto-renewal: Enabled by default, monthly automatic billing

    • Cancel Subscription: Account Settings → Cancel Subscription

    • Important Note: Service remains available until the end of the current billing cycle after cancellation

  • Cost Optimization Suggestions

    • Family Plan: If needed, choose the Family plan to split costs

    • Student Discount: Eligible students can apply for the discount

    • Annual Subscription: Some channels offer annual payment discounts

  • Security Reminders

    • MPCard Protection: Set reasonable spending limits

    • Account Security: Use strong passwords and enable 2FA

    • Device Management: Regularly check logged-in devices


Usage Tips

  • Audio Optimization: Adjust streaming quality based on network conditions

  • Offline Downloads: Download high-quality content in advance to save data

  • Playlists: Create high-quality music playlists

  • Device Matching: Use devices that support high-resolution audio

Multi-platform Support

  • Mobile: Full support for iOS and Android apps

  • Desktop: Windows and macOS clients

  • Web: Web Player

  • Smart Devices: Supports various smart speakers and streaming devices

  • Car Systems: Supports Android Auto and CarPlay

Tidal Special Features

  • High-Resolution Audio: Industry-leading audio quality standards

  • Exclusive Content: Artist exclusives and live performances

  • Music Videos: Large library of high-definition music videos

  • Editor Picks: Carefully curated by professional music editors

  • Direct-to-Artist: Supports artists uploading works directly

Audio Specification Details

  • HiFi Quality: 16-bit/44.1kHz (CD quality)

  • HiFi Plus: Up to 24-bit/192kHz (High-resolution)

  • Dolby Atmos: Immersive three-dimensional audio experience

  • Sony 360 Reality Audio: Object-based spatial audio


Through this guide, you can successfully use an MPChat virtual card to subscribe to Tidal HiFi and enjoy the industry's top high-resolution music experience. Please ensure the high consistency of "US IP + US Card + US Address," as this is the key factor for a successful subscription. It is recommended to choose the HiFi Plus plan for the most complete high-resolution audio experience.

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