Preparation
Cursor Account: Download the Cursor App and create an account
Network: Use a US IP address throughout (Residential IP recommended)
MPChat App: Download from official channels: App Store | Google Play | Galaxy Store
Official Website: mp.net
USDT Reserve: Recommended to prepare 25−30 equivalent USDT (Pro plan $20/month)
Step-by-Step Instructions
Step 1: Fund Preparation within MPChat
Wallet Top-up Open MPChat → "Wallet" → "Deposit" → Copy USDT address Transfer USDT from external wallet/exchange (Recommend $25+)
Apply for MPCard Go to "MPCard" → "Apply for New Card" → Country must be "United States" Record Card Number, Expiration Date, and CVV code
Asset Transfer Use the "Transfer" function to convert USDT to USD and top up MPCard Ensure balance ≥ $22 (including verification fee)
Step 2: Subscription within Cursor App
Download & Install Visit the official Cursor website or search "Cursor" in App Store/Google Play
Start Subscription Process Open Cursor App and log in to your account Click the settings icon (⚙️) in the top left Select "Upgrade to Pro" or "Get Cursor Pro"
Step 3: Fill in Payment Information
Select Subscription Plan
Monthly: $20/month
Yearly: 192/year (Equivalent to 16/month, save 20%)
Fill in Payment Info Select "Credit Card" on the payment page and fill in MPCard info:
Card number: Your MPMasterCard numberExpiration date: Expiry date (MM/YY)CVC: Security codeName on card: Recommended to use English name or Pinyin
Billing Address (Critical Step)
Country: United States Use a US address generator to create a full address and ensure the format is correct:Plaintext
456 Oak Avenue, Suite 200 San Francisco, CA 94102 United States
Complete Payment Confirm order details and click "Subscribe" or "Purchase"
Verification & Activation
Cursor will perform a $1 small verification charge (refunded immediately)
Pro features activate immediately after successful payment
Check status in settings; it should show as "Active"
Troubleshooting
❓ Payment Declined
Main Reasons & Solutions:
Region Mismatch: Ensure: US IP + US MPCard + US Billing Address. Use an IP checker to confirm geographic location.
Address Failure: Re-generate a more detailed US address. Confirm City, State, and ZIP match (e.g., California ZIP ranges).
Card Risk Control: Ensure MPCard balance is sufficient (≥ $22). Try switching to a clean US residential IP.
❓ Charged but Service Not Activated
Restart Cursor App and log in again
Check your email for the subscription confirmation from Cursor
Contact Cursor support
❓ Subscription Management
Check Status: Cursor Settings → Billing
Cancel Subscription: Manage auto-renewal on the same page
Invoices: All payment records can be downloaded as official receipts
Important Tips
Multi-device Sync: Pro subscription works across all devices simultaneously
Team Subscription: For team versions, select the Business plan ($30/user/month)
Education Discount: Eligible users can apply for educational discounts
API Access: Pro plan includes API quotas; view usage in settings
Cursor Pro Core Features
AI Code Completion: Smart context awareness
Unlimited Chat: Infinite dialogue with AI assistant
Priority Support: Fast technical response
Latest Models: Access to state-of-the-art AI models
Pricing Summary
Pro Individual Monthly: $20/month
Pro Individual Yearly: 192/year (Save 48)
Pro Business: $30/user/month
By following these steps, you can successfully subscribe to Cursor Pro using the MPChat virtual card and immediately experience the powerful features of this smart code editor designed for developers.