Preparation
MPChat Account: Ensure the app is downloaded from official sources, and identity verification/wallet activation are complete.
Network Environment: Use a stable US Residential IP. Avoid public networks or data center IPs.
Funds: Prepare $25-30 equivalent USDT (Cursor Pro is $20/month, plus verification buffer).
Step-by-Step Instructions
Phase 1: Prepare MPChat Virtual Card
USDT Deposit (Path:
MPChat App→Wallet→Deposit)Copy your exclusive USDT deposit address.
Transfer USDT from an external source.
Wait for network confirmation (5-15 mins).
Apply for US MPCard (Path:
MPChat App→MPCard→Apply for New Card)Country: Select "United States".
Card Type: Select "Virtual Card" (Generated instantly).
Asset Transfer (Path:
MPChat App→Wallet→Transfer)From: MP Wallet (USDT); To: MPCard (USD).
Amount: ≥ $22 (including verification fee).
Phase 2: Cursor Pro Subscription Process
Download & Install Cursor: Visit cursor.sh or search in App Store/Google Play.
Start Subscription: Open Cursor, click the settings icon
⚙️, and select "Upgrade to Pro".Select Plan:
Monthly: $20/month (Short-term users)
Yearly: $192/year (Save $48, long-term users)
Phase 3: Fill in Payment Information (Critical Step)
Navigation: Select "Credit Card" and click "Add Payment Method".
MPCard Details (Path:
MPCard→Card Details):Card Number: 16-digit card number
Expiry Date: Expiration date (MM/YY)
CVC Code: 3-digit security code
Name on Card: Pinyin name recommended
Billing Address: Use a professional generator to obtain a valid US address.
Example Format:
Plaintext
Street: 1234 Maple Street City: San Francisco State: CA ZIP Code: 94102 Country: United States
Verification & Activation
Instant Verification: Cursor will perform a $1 hold (refunded immediately) to verify card and address validity.
Service Activation: Pro features activate immediately. Check status in settings: "Active".
Functionality Check: Test AI code autocompletion, unlimited chat, and multi-device sync.
Troubleshooting Guide
❓ Common Payment Failures
Error Type | Solution | Priority |
Card Declined | Check consistency of Trio (IP + Card + Address) | ⭐⭐⭐⭐⭐ |
Invalid Address | Re-generate a detailed US address | ⭐⭐⭐⭐ |
IP Issues | Switch to a clean US Residential IP | ⭐⭐⭐⭐ |
Low Balance | Ensure MPCard balance is ≥ $22 | ⭐⭐⭐ |
❓ Abnormal Subscription Status
Charged but not Active: Restart Cursor app; check confirmation email; contact cursor.sh/support.
Restricted Features: Confirm login with correct account; check network; check API usage limits.
Subscription Management Guide
Account Management: View status via
Settings→Billing→Subscription Status. Download receipts on the Billing page and change plans anytime.Renewal & Cancellation: Auto-renewal is on by default. To stop:
Settings→Billing→Cancel Subscription. Important: Access remains until the end of the paid cycle.
Cost Optimization Tips
Yearly Plan: Save 20% ($192/yr).
Education: Students can apply for educational discounts.
Teams: Business plan ($30/user/mo) is recommended for 3+ users.
Security Reminders
MPCard Protection: Set a $22 monthly spending limit to avoid unexpected charges.
Account Security: Enable Two-Factor Authentication (2FA).
Network: Always access via a US IP.
Through this guide, you can complete your Cursor Pro subscription within 10 minutes and enjoy the advanced AI programming assistant. If issues arise, prioritize checking the "Trio Mismatch" principle (US IP + US Card + US Address).