Recommended MPCard
This tutorial recommends using Flash Card (VISA · virtual · BIN 40433705) to subscribe. Cloud Card also work.
Full card rules: Restricted Merchant & Transaction Policy.
⚡ Quick Summary (TL;DR)
Recommended card: Flash Card (BIN 40433705)
Estimated time: 10–15 minutes
Key prerequisites: Krea AI account + MPChat Flash Card + funded card
Card declined? Check: ① Balance ≥ $12 ② US billing address ③ Avoid rapid retries
📖 Overview
Krea AI is a creative AI platform offering real-time image generation, AI canvas, video enhancement, and upscaling tools. Usage is measured in generation units consumed per task. Basic $9/mo includes 5,000 units; Pro $35/mo includes 20,000 units; Max $70/mo includes 60,000 units; Business $200/mo for teams.
🔑 Prerequisites
Krea account: Sign up free at krea.ai. Google sign-in supported.
Network: Krea AI is globally accessible; no VPN required in most regions.
Funding ready: Basic costs $9/month. Top up ~$12 USDT to cover the charge + $1 verification hold.
📝 Step-by-Step Subscription Guide
Phase 1 – Prepare the MPCard
Top up USDT
Path: MPChat App → Wallet → Deposit
- Copy your USDT deposit address
- Send from an external wallet or exchange
- Wait for confirmation (typically 5–15 min)Issue a Flash Card (VISA · BIN 40433705)
Path: MPChat App → MPCard → New Card
- Card type: Flash Card
- Generated instantly; save card number, expiry and CVVFund the card
Path: MPChat App → Wallet → Transfer
- From: MP Wallet (USDT) → To: MPCard (USD)
- Amount: at least $12 (includes $1 verification buffer)
Phase 2 – Krea AI Subscription
Sign in at krea.ai and click your avatar
Navigate to Settings → Billing → Upgrade Plan
Choose Basic ($9), Pro ($35), or Max ($70) per month
Click Subscribe and proceed to checkout
Plan comparison
Plan | Price/month | Generation units/mo | Key features |
Free | $0 | ~150 (limited) | Basic generation, watermarked |
Basic ★ | $9 | 5,000 | Real-time canvas · video enhance |
Pro | $35 | 20,000 | All Basic + priority queue |
Max | $70 | 60,000 | All Pro + highest resolution |
Business | $200 | Custom pool | Team seats + API access |
Phase 3 – Payment Details (critical step)
Payment method: select Credit / Debit Card → Add a new card
Card details (MPChat App → MPCard → card details):
Card Number: 16-digit number
Expiry Date: MM / YY
CVV: 3-digit security code
Name on card: use your real name (Latin letters)Billing address: enter a valid US address (state and ZIP must be consistent):
Street: 1234 Maple Street
City: San Francisco
State: CA
ZIP: 94102
Country: United States
Verification & activation
Krea AI may perform a $0–$1 pre-authorization for card verification.
After payment succeeds, your subscription activates immediately.
Visit https://www.krea.ai to confirm your active plan.
⚠️ Notes & Troubleshooting
Units are consumed per generation task; heavier operations (video, upscaling) cost more units.
Unused units do not roll over to the next month.
Cancel: krea.ai → Settings → Billing → Cancel Plan.
Common payment failures
Error | Fix | Priority |
Card declined | Verify balance, billing address region, and card type match. | ⭐⭐⭐⭐⭐ |
Address invalid | Use a real US billing address; state and ZIP must be consistent. | ⭐⭐⭐⭐ |
Payment pending / auth failure | Wait 15 min, top up balance, retry once. Do not retry rapidly. | ⭐⭐⭐ |