Recommended MPCard
This tutorial recommends using the Cloud Card (VISA · virtual · BIN 45659910) or Boundless Card (VISA · physical · BIN 45659910) to complete the subscription.
New cards are issued under BIN 45659910; early-issuance BIN 49372410 also works.
Full card rules: Restricted Merchant & Transaction Policy.
⚡ Quick Summary (TL;DR)
Recommended card: Cloud Card (virtual · BIN 45659910) or Boundless Card (physical · BIN 45659910)
Estimated time: 10–15 minutes
Key prerequisites: stable US residential IP + matching US billing address + sufficient card balance
Card declined? Check: ① Balance ≥ $22 ② IP matches billing region ③ Avoid rapid repeated retries
📖 Overview
Bolt.new (by StackBlitz) is a browser-based AI app builder: describe your app in plain language and get a deployable React/Vue/Svelte full-stack project — no local setup needed. It hit 5 million users and $40 million ARR within five months of launch. The Pro plan ($20/month) unlocks higher token quotas and advanced deployment options. This tutorial covers subscribing with an MPChat Cloud Card.
🔑 Prerequisites
A successful subscription hinges on three elements staying aligned: a compliant service account, a stable US IP, and a funded MPCard.
MPChat account ready
Install the official MPChat app, complete identity verification, and activate the wallet
Issue an Cloud Card (VISA); record the 16-digit card number, expiry and CVC
Network setup
Use a stable US residential IP; avoid public Wi-Fi, datacenter, or shared proxy IPs
Keep IP region consistent with the card and billing address to pass risk checks
Funding ready
Bolt.new costs around $20/month; stock ~$28 in USDT to cover the $1 pre-auth and FX
Keep card balance ≥ $22 so the first charge is not blocked
📝 Step-by-Step Subscription Guide
Phase 1 - Prepare the MPCard
Top up USDT
Path: MPChat App → Wallet → Deposit
Copy your dedicated USDT deposit address
Send USDT from an external wallet or exchange
Wait for network confirmation (usually 5-15 minutes)Issue an Cloud Card (VISA)
Path: MPChat App → MPCard → New Card
Card type: Cloud Card (VISA)
Generated instantly; save the card detailsMove funds onto the card
Path: MPChat App → Wallet → Transfer
From: MP Wallet (USDT)
To: MPCard (USD)
Amount: at least $22 including the $1 verification buffer
Phase 2 - Bolt.new Subscription Flow
Visit bolt.new, click Sign In (top-right), and log in with GitHub or Google
After login, click your avatar → Settings → Billing (or go to bolt.new/settings/billing)
Click Upgrade to Pro to open the Stripe checkout
Enter your MPChat Cloud Card: card number, expiry MM/YY, CVC, and the US billing address registered with your MPCard
Click Subscribe; a Pro label in Billing or the dashboard confirms the subscription
Plan reference
Plan | Price | Best for |
Free | $0/mo (limited token quota) | Quick prototyping |
Pro | $20/mo (higher token quota + advanced deploy) | Active builders |
Team | $30/user/mo (team workspace + shared token pool) | Small teams |
Phase 3 - Payment Details (critical step)
Payment method: choose Credit Card, then click Add Payment Method
Card fields (from MPChat App → MPCard → Card details):
Card Number: 16-digit number
Expiry Date: MM/YY
CVC Code: 3-digit security code
Name on Card: use your real name (Latin letters)Billing address: use a reputable US address generator; ensure the ZIP is valid:
Street: 1234 Maple Street
City: San Francisco
State: CA
ZIP Code: 94102
Country: United States
Verification & activation
Bolt.new authorizes a $1 charge as verification (usually refunded immediately)
After payment succeeds the subscription goes Active right away
Sign in, test core features, and confirm the renewal cycle on the Billing page
⚠️ Notes & Troubleshooting
Service-specific notes
Bolt.new is token-based; once the Pro quota is exhausted you can purchase Add-on token packs without upgrading further
Using a US IP ensures the smoothest Stripe checkout experience and USD pricing
Your Bolt.new project code can be exported as a ZIP at any time — no platform lock-in
Complements Cursor/Copilot: Bolt.new excels at zero-to-prototype speed; Cursor is better for deep edits inside existing codebases
Common payment failures
Error | Fix | Priority |
Card declined | Verify the three-in-one: US IP + Cloud Card + US billing address | ⭐⭐⭐⭐⭐ |
Address invalid | Regenerate a detailed real US address; ZIP must match State | ⭐⭐⭐⭐ |
IP flagged | Switch to a US residential IP; avoid datacenter or public proxies | ⭐⭐⭐⭐ |
Insufficient balance | Top up MPCard to at least $22 | ⭐⭐⭐ |
Subscription management
Check status: account page → Settings / Billing
Download invoice: receipts available on the Billing page
Upgrade / downgrade: change plan any time
Auto-renew: on by default, charged on the same day each month
Cancel: Settings → Billing → Cancel Subscription. Access continues through the end of the paid cycle.
Security reminders
Card protection: set a monthly spend limit on the MPCard to reduce fraud risk
Account security: enable two-factor authentication (2FA) on the Bolt.new account
Network consistency: keep a US IP around renewal dates so the account is not flagged
❓ FAQ
What happens when my token quota runs out?
New generation requests are paused once your quota is exhausted; existing code remains accessible and exportable. Buy an Add-on token pack from the Billing page to restore quota immediately.
Bolt.new vs Lovable vs Replit — which should I choose?
Bolt.new is the fastest for zero-config prototyping with full code export. Lovable produces more polished UI with built-in Supabase backend. Replit suits a persistent long-term dev environment. For rapid MVP validation, Bolt.new wins.
Is there a trial period or refund policy?
Bolt.new does not offer a free trial for Pro; billing begins immediately on subscribe. For refunds, contact Stripe support via the Billing page or reach Bolt.new support at [email protected].
📚 Related Tutorials
Full card rules: Restricted Merchant & Transaction Policy
💬 Still having trouble?
Do not retry payments repeatedly in a short window—it triggers risk-control cooldowns. Screenshot the error and click the chat icon at the bottom-right to reach MPChat support for 1-on-1 help.
Don't have an MPCard yet? Apply for an Cloud Card (VISA) in the MPChat App — about 1 minute end-to-end to generate a virtual card.
This guide gets Bolt.new subscribed in 10-15 minutes. If anything fails, check the US IP + Cloud Card + US billing address alignment first.