⚠️ Important · card restriction
This merchant does not accept the US Direct Card (MasterCard · retired). Use the recommended VISA cards below (Cloud Card or Boundless Card) for this tutorial.
US Direct Card has been retired; legacy holders should not attempt this merchant. See Restricted Merchant & Transaction Policy for full rules.
Recommended MPCard
This tutorial recommends using the Cloud Card (VISA · virtual · BIN 45659910) or Boundless Card (VISA · physical · BIN 45659910) to complete the subscription.
New cards are issued under BIN 45659910; early-issuance BIN 49372410 also works.
This merchant is restricted by MPCard risk-control rules: do not use the US Direct Card (MasterCard · virtual · BIN 52310074).
US Direct Card has been retired and is no longer issued; only legacy holders remain. This merchant rejects it regardless.
Full card rules: Restricted Merchant & Transaction Policy.
⚡ Quick Summary (TL;DR)
Recommended card: Cloud Card (virtual · BIN 45659910) or Boundless Card (physical · BIN 45659910)
Estimated time: 10–15 minutes
Key prerequisites: stable US residential IP + matching US billing address + sufficient card balance
Card declined? Check: ① Balance ≥ $7 ② IP matches billing region ③ Avoid rapid repeated retries
📖 Overview
Google Cloud Platform (GCP) is Google's public cloud. Important: GCP-linked Google Workspace / G Suite is on the deny-list for MPChat US Direct Card (MasterCard · BIN 52310074). You must use the Cloud Card (VISA · virtual) or Boundless Card (VISA · physical). New accounts get $300 in credit valid 90 days.
🔑 Prerequisites
A successful subscription hinges on three elements staying aligned: a compliant service account, a stable US IP, and a funded MPCard.
MPChat account ready
Install the official MPChat app, complete identity verification, and activate the wallet
Issue an Cloud Card (VISA); record the 16-digit card number, expiry and CVC
Network setup
Use a stable US residential IP; avoid public Wi-Fi, datacenter, or shared proxy IPs
Keep IP region consistent with the card and billing address to pass risk checks
Funding ready
Google Cloud Platform costs around $5/month; stock ~$20 in USDT to cover the $1 pre-auth and FX
Keep card balance ≥ $7 so the first charge is not blocked
📝 Step-by-Step Subscription Guide
Phase 1 - Prepare the MPCard
Top up USDT
Path: MPChat App → Wallet → Deposit
Copy your dedicated USDT deposit address
Send USDT from an external wallet or exchange
Wait for network confirmation (usually 5-15 minutes)Issue an Cloud Card (VISA)
Path: MPChat App → MPCard → New Card
Card type: Cloud Card (VISA)
Generated instantly; save the card detailsMove funds onto the card
Path: MPChat App → Wallet → Transfer
From: MP Wallet (USDT)
To: MPCard (USD)
Amount: at least $7 including the $1 verification buffer
Phase 2 - Google Cloud Platform Subscription Flow
Open cloud.google.com/free and sign in with Google
Click Get started for free and accept terms
Step 1: country / account type (Personal)
Step 2: Payment information — enter the Cloud Card (VISA · BIN 45659910)
Billing address: must match the card-registered US address
GCP pre-authorizes ~$1, refunds instantly, activation complete
Plan reference
Plan | Price | Best for |
Free Trial | $0 (90 days + $300) | Learning / POC |
Pay-as-you-go | per-second billing | Production |
Phase 3 - Payment Details (critical step)
Payment method: choose Credit Card, then click Add Payment Method
Card fields (from MPChat App → MPCard → Card details):
Card Number: 16-digit number
Expiry Date: MM/YY
CVC Code: 3-digit security code
Name on Card: use your real name (Latin letters)Billing address: use a reputable US address generator; ensure the ZIP is valid:
Street: 1234 Maple Street
City: San Francisco
State: CA
ZIP Code: 94102
Country: United States
Verification & activation
Google Cloud Platform authorizes a $1 charge as verification (usually refunded immediately)
After payment succeeds the subscription goes Active right away
Sign in, test core features, and confirm the renewal cycle on the Billing page
⚠️ Notes & Troubleshooting
Service-specific notes
The $300 free credit expires after 90 days; immediately set Budgets & alerts in Billing after activation
Cloud Shell and Always Free resources don't consume the $300 credit and can be used independently
Common payment failures
Error | Fix | Priority |
Card declined | Verify the three-in-one: US IP + Cloud Card + US billing address | ⭐⭐⭐⭐⭐ |
Address invalid | Regenerate a detailed real US address; ZIP must match State | ⭐⭐⭐⭐ |
IP flagged | Switch to a US residential IP; avoid datacenter or public proxies | ⭐⭐⭐⭐ |
Insufficient balance | Top up MPCard to at least $7 | ⭐⭐⭐ |
Subscription management
Check status: account page → Settings / Billing
Download invoice: receipts available on the Billing page
Upgrade / downgrade: change plan any time
Auto-renew: on by default, charged on the same day each month
Cancel: Settings → Billing → Cancel Subscription. Access continues through the end of the paid cycle.
Security reminders
Card protection: set a monthly spend limit on the MPCard to reduce fraud risk
Account security: enable two-factor authentication (2FA) on the Google Cloud Platform account
Network consistency: keep a US IP around renewal dates so the account is not flagged
❓ FAQ
Why must I use VISA on GCP?
GCP-linked Google Workspace / G Suite sits on MPChat US Direct (MC) deny-list. Use Cloud Card (virtual) or Boundless Card (physical) — both VISA.
Does GCP auto-charge after the $300 credit?
No — you must manually Upgrade to paid account. Google does not auto-convert.
📚 Related Tutorials
Full card rules: Restricted Merchant & Transaction Policy
💬 Still having trouble?
Do not retry payments repeatedly in a short window—it triggers risk-control cooldowns. Screenshot the error and click the chat icon at the bottom-right to reach MPChat support for 1-on-1 help.
Don't have an MPCard yet? Apply for an Cloud Card (VISA) in the MPChat App — about 1 minute end-to-end to generate a virtual card.
This guide gets Google Cloud Platform subscribed in 10-15 minutes. If anything fails, check the US IP + Cloud Card + US billing address alignment first.