The "Receiving QR Code" is a brand-new feature introduced in MPChat v1.2.2, specifically designed for "asynchronous, contactless" payments between MPChat users.
Compared to traditional "Friend Transfers," it offers the following core differences:
1. Prerequisites
Availability: Exclusively for use within the MPChat platform.
Payer Requirements: The payer must have the MPChat App installed. If they attempt to scan this code using WeChat, Alipay, or an external exchange, it will not be recognized and payment cannot be completed.
Example Scenario: You can send your QR code image to a friend on Telegram, but they must open the "Scan" feature within MPChat to send you money.
2. Decoupling from Social Relationships
Before (Friend Transfer): You had to add the recipient as a friend first and wait for approval before transferring funds.
Now (QR Code): No need to add friends at all. As long as the other person is also an MPChat user, they can scan your QR code to transfer funds directly—making it perfect for transactions with strangers.
3. Fees and Speed
Fees: Since these are internal platform transfers, there are zero fees (No Gas Fee) when using the Receiving QR Code.
Speed: Funds arrive in your MPChat wallet balance instantly, with no need to wait for blockchain confirmations.
4. Customization Features
Set Fixed Amounts: The recipient can customize the "Currency, Amount, and Note" (e.g., creating a 10 USDT code for a meal).
Auto-fill: Once scanned, the system automatically fills in the amount, preventing input errors.