Pre-subscription Requirements
Account Preparation
Prepare an email to register an Adobe ID
Determine asset needs (Images, Video, Templates)
Network Environment
Use a US Residential IP (Critical Success Factor)
Ensure the IP is clean and geolocated in the US
MPChat Funds Preparation
Prepare 30-300 equivalent USDT (Plans range $29.99-$199.99/mo)
Recommended to keep extra funds for verification fees
Detailed Steps
Phase 1: MPChat Virtual Card Preparation
USDT Deposit
Path: MPChat App → Wallet → Deposit - Copy USDT deposit address - Transfer sufficient USDT ($200+ recommended) - Wait for network confirmation
Apply for a US MPCard
Path: MPChat App → MPCard → Apply for New Card - Issuing Country: Must select "United States" - Card Type: Virtual Card (Instant generation) - Securely record Card Number, Expiry, and CVV
Funds Transfer
Path: MPChat App → Wallet → Transfer - From: MP Wallet (USDT) - To: MPCard (USD) - Amount: Based on plan choice ($35-220)
Phase 2: Adobe Account Registration
Visit Adobe Official Site
Access adobe.com using a US IP
Click "Sign In" → "Create an account"
Create Adobe ID
Register with email (Gmail or Outlook recommended)
Set a strong password
Complete email verification
Account Region Setting
Critical Step: Ensure account region is set to the US
Go to account settings after logging in
Verify Country/Region is "United States"
Phase 3: Select Adobe Stock Plan
Visit Adobe Stock Page
Access stock.adobe.com after logging in
Click "Plans & pricing"
Select Subscription Plan
Plan Type | Price | Asset Quantity | Best For
Single Purchase | $29.99/ea | On-demand | Occasional use
10 Assets/mo | $29.99/mo | 10 assets/mo | Light users
40 Assets/mo | $99.99/mo | 40 assets/mo | Pro users
Enterprise | $199.99/mo | 750 assets/yr | Team use
Start Free Trial
Usually offers a 1-month free trial (includes 10 images)
No payment required during trial
Automatically converts to paid after trial ends
Phase 4: Entering Payment Information
Enter Payment Page
Click "Buy now" after choosing a plan
Select "Start free trial" (if applicable)
Proceed to the payment info page
MPCard Information Entry
Source: MPChat App → MPCard → Card Details - Card number: 16-digit virtual card number - Expiration date: Expiry (MM/YY) - CVV: 3-digit security code - Name on card: Pinyin recommended
Billing Address Entry (Critical Step)
Country: United States
Use a professional US address generator
Example Format:
Address Line 1: 1234 Creative Drive City: San Jose State: CA ZIP Code: 95110 Phone: Generate a US phone number
Verification & Activation
Instant Verification
Adobe will perform a $1 authorization hold (refunded immediately)
Verification of card validity and address matching
Trial Period Starts
Trial starts once payment info is verified
Download assets within trial quota
Cancel anytime before trial ends
Official Subscription
Billing starts automatically after trial
Charged based on selected cycle
Full asset library access activated
Adobe Stock Plan Comparison
Feature | Single Purchase | 10 Assets/mo | 40 Assets/mo | Enterprise |
Price per asset | $29.99 | $3/ea | $2.5/ea | $0.27/ea |
Download Quota | On-demand | 10/mo | 40/mo | 750/yr |
Quota Rollover | ❌ | ❌ | ❌ | ✅ |
Licensing | Standard | Standard | Standard | Enhanced |
Team Collab | ❌ | ❌ | ❌ | ✅ |
Troubleshooting Guide
Common Causes of Payment Failure
Account Region Mismatch (Solution: Ensure Adobe ID region is set to US)
Address Verification Failed (Solution: Use a real, existing US address)
IP Detection Issues (Solution: Use a clean US residential IP)
Abnormal Subscription Status
Charged but not active (Wait 10-15 mins for sync; check email; contact Adobe support)
Download Issues (Ensure logged into Pro account; check if quota is used up; clear browser cache and re-log)
Subscription Management Guide
Account Management
View Status: Adobe Account → Plans & products
Usage Stats: View downloads and remaining quota
Billing: Download detailed invoices from Billing page
Renewal & Cancellation
Auto-renewal: Enabled by default, automatic billing at end of cycle
Cancel Subscription: Manage plan → Cancel plan
Important Note: Service remains active until end of cycle; unused quota is non-refundable
Cost Optimization Suggestions
Annual Prepay: Annual plans usually offer discounts
Quota Estimation: Select plan based on actual needs
Team Sharing: Enterprise plans can be shared across users for value
Security Reminders
MPCard Protection: Set reasonable spending limits
Account Security: Enable Two-Factor Authentication (2FA)
Copyright Compliance: Abide by licensing agreements
Adobe Stock Special Features
Integrated Workflow
Creative Cloud Integration: Search directly in Photoshop/Illustrator; seamless drag-and-drop; real-time licensing
Smart Search
Visual similarity search
Color match search
Style-based recommendations
Asset Quality
Library Size: Over 200 million high-quality images; millions of videos; thousands of templates
Quality Control: Created by pros; strict quality audits; regular content updates
Usage Tips
Search Optimization
Keyword Strategy: Use specific descriptive terms; try synonyms; use advanced filters
Collection Management
Create project folders
Tag favorite styles
Share collections with team members
Quota Management
Monthly Planning: Distribute quota wisely; prioritize high-need assets; avoid end-of-month waste
Licensing Best Practices
Record project usage
Save licensing certificates
Regularly check for compliance
Multi-platform Support
Web: Full feature support
Desktop: Direct access within Creative Cloud apps
Mobile: iOS and Android apps
API: Enterprise API integration
Licensing Types Explained
License Type | Allowed Use | Restrictions |
Standard | Digital ads, sites, print | No resale, template limits |
Enhanced | Packaging, resale goods | Extra purchase required, higher price |
Editorial | News, blog posts | No commercial promotion |
Technical Support Resources
Official Learning Resources
Tutorials: Adobe official tutorials; tip videos; best practice guides
Documentation: Detailed user guides; license terms; FAQ
Community Support
User Community: Adobe user forums; creative exchange; expert Q&A
Professional Support
Live chat support
Phone tech support
Dedicated Enterprise account manager
FAQ
Subscription FAQ
Q: Do I pay for the free trial? (A: No, but payment info is required; no charge if cancelled before trial ends)
Q: Does unused quota roll over? (A: Not for monthly plans; yes for annual Enterprise quotas)
Q: Can I upgrade or downgrade? (A: Yes, changes take effect at the next billing cycle)
Usage FAQ
Q: Can assets be used commercially? (A: Standard licenses include commercial rights with specific restrictions)
Q: Is credit required? (A: Generally no, but required for Editorial use)
Q: Can I use assets on social media? (A: Yes, social media marketing is included in Standard licensing)
Buying Advice
Plan Selection Guidance
Individual Users: 10 Assets/mo plan ($29.99/mo)
Freelancers: 40 Assets/mo plan ($99.99/mo)
Design Teams: Enterprise plan ($199.99/mo)
Occasional Use: Single Purchase ($29.99/ea)
Cost Optimization Strategy
Needs Analysis: Accurately evaluate monthly needs
Quota Monitoring: Check usage regularly to avoid waste
Annual Commitment: Choose annual billing for long-term savings
Post-usage Recommendations
Workflow Integration
Creative Cloud Integration: Search directly in design apps; build common asset libraries; optimize download flows
Team Collaboration
Share collections and Lightroom catalogs
Build brand asset libraries
Establish usage standards
Skill Enhancement
Search Skills: Learn advanced search syntax; master visual search; build keyword libraries
Creative Application
Learn asset combination tricks; master editing skills; enhance creative expression
Through this guide, you can successfully use an MPChat virtual card to subscribe to Adobe Stock. Deep integration with Creative Cloud provides a seamless experience, and high-quality assets meet diverse creative needs. We recommend choosing a plan based on your actual usage and taking advantage of the free trial to test the service while ensuring strict compliance with licensing terms.