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Guide: Paying for Vultr VPS Services with MPChat Virtual Card

Guide: Paying for Vultr VPS Services with MPChat Virtual Card

Updated over a month ago

Pre-activation Requirements

  • Account Preparation

    • Prepare a valid email address

    • Prepare a phone number (for verification)

    • Determine VPS configuration needs

  • Network Environment

    • Use a US Residential IP (Critical Factor)

    • Ensure the IP is clean and geolocated in the US

  • MPChat Funds Preparation

    • Prepare $10–30 equivalent in USDT (Vultr uses hourly billing; requires pre-funding)

    • Recommended to deposit $20–50 as initial funds


Detailed Steps

Phase 1: MPChat Virtual Card Preparation

  1. USDT Deposit

    • Path: MPChat App → Wallet → Deposit

      • Copy the USDT deposit address

      • Transfer sufficient USDT ($50+ recommended)

      • Wait for network confirmation

  2. Apply for a US MPCard

    • Path: MPChat App → MPCard → Apply for New Card

      • Issuing Country: Must select "United States"

      • Card Type: Virtual Card (Instant generation)

      • Securely record the Card Number, Expiry, and CVV

  3. Funds Transfer

    • Path: MPChat App → Wallet → Transfer

      • From: MP Wallet (USDT)

      • To: MPCard (USD)

      • Amount: $25–40 (For account funding)

Phase 2: Vultr Account Registration

  1. Visit Official Site to Register

    • Access vultr.com using a US IP

    • Click "Create Account" or "Sign Up"

    • Enter email address and password

  2. Account Verification

    • Complete email verification

    • Perform phone number verification (optional)

    • Fill in basic personal information

  3. Account Review

    • Vultr typically approves accounts instantly

    • Once approved, you can proceed to fund the account

Phase 3: Account Funding and Payment Verification

  1. Enter Funding Page

    • Click "Billing" (top right) after logging in

    • Select "Make Payment"

    • Click "Add Funds"

  2. Select Funding Amount

    • Amount | Recommendation | Use Case

    • $10 | ⭐⭐ | Testing purposes

    • $25 | ⭐⭐⭐⭐ | Personal projects

    • $50 | ⭐⭐⭐⭐⭐ | Long-term use

    • $100+ | ⭐⭐⭐ | Enterprise use

  3. MPCard Information Entry

    • Source: MPChat App → MPCard → Card Details

      • Card number: 16-digit virtual card number

      • Expiration: Expiry (MM/YY)

      • CVV: 3-digit security code

      • Name on card: Pinyin is recommended

  4. Billing Address Entry (Critical Step)

    • Country: United States

    • Use a professional US address generator

    • Example Format:

    Plaintext

    Address Line 1: 1234 Cloud Avenue City: Seattle State: WA ZIP Code: 98101

Payment Verification & Account Activation

  1. Instant Verification

    • Vultr will perform a small authorization hold (refunded immediately)

    • Verifies card validity and address matching

  2. Account Funding

    • Funds are added to the balance immediately after successful payment

    • Balance is displayed in the account summary

    • You can now start deploying VPS instances

  3. Function Verification

    • Test creating a small VPS instance

    • Verify SSH connection functionality

    • Check control panel access


Vultr VPS Configuration Options

Parameter

Option Example

Recommended Choice

Server Type

Cloud Compute, Optimized Cloud

Select based on needs

CPU Type

AMD EPYC, Intel CPU

AMD offers high value

Operating System

Ubuntu, CentOS, Debian, Windows

Ubuntu 20.04 LTS

Datacenter

17 Global Locations

Choose the nearest location


Vultr VPS Pricing Plans

  • $2.5/mo: 1vCPU, 512MB RAM; Small proxy, testing

  • $5/mo: 1vCPU, 1GB RAM; Personal websites, blogs

  • $10/mo: 1vCPU, 2GB RAM; Small to medium apps

  • $40/mo: 4vCPU, 8GB RAM; Enterprise apps, databases


Detailed Steps to Deploy a VPS

  1. Select Deployment Method

    • Log in to control panel → Click the "+" button

    • Select "Deploy New Server"

  2. Select Server Type

    • Cloud Compute (Standard Cloud Server)

    • Bare Metal (Bare Metal Server)

    • Block Storage (Block Storage)

  3. Select Server Location

    • Choose the nearest location based on your audience

    • Test network latency for different locations

    • Consider data compliance requirements

  4. Select Operating System

    • Linux Distributions (Free)

    • Windows Server (Additional charge)

    • Custom ISO (Advanced users)

  5. Select Server Specs

    • Number of CPU cores

    • RAM size

    • Storage type and capacity

    • Bandwidth quota

  6. Other Configurations

    • Server hostname

    • Add SSH keys

    • Startup script settings

    • Firewall rules

  7. Final Deployment

    • Confirm monthly cost

    • Click "Deploy Now"

    • Wait for server initialization (5–10 minutes)


Troubleshooting Guide

  • Payment Verification Failure

    • Common Causes: Address info mismatch; card risk limits; suspicious IP address

    • Solutions: Use a more detailed/real address; ensure MPCard balance is sufficient; switch to a clean US residential IP

  • Account Review Issues

    • Review Failed: Provide real personal info; use US address and phone; contact support to explain

    • Verification Delay: Usually instant; contact support if delayed; check spam folder; consult progress via live chat


Account Management Guide

  • Resource Management

    • Instance Management: Start, stop, reboot, reinstall servers

    • Snapshot Management: Create system snapshots for backup

    • Monitoring: CPU, RAM, bandwidth usage statistics

    • Firewall: Configure inbound and outbound rules

  • Expense Control

    • Balance Alerts: Set low balance alerts

    • Usage Monitoring: Real-time monitoring of resource consumption

    • Cost Analysis: View detailed billing records


Security Best Practices

  • SSH Security Configuration

    • Use SSH key authentication

    • Disable root password login

    • Change default SSH port

  • Firewall Configuration

    • Open only necessary ports

    • Restrict IP access ranges

    • Regularly audit rules

  • System Security

    • Regularly update system patches

    • Install fail2ban protection

    • Configure automatic security updates


Tips and Suggestions

  • Cost Optimization

    • Choose the right plan for your needs

    • Use snapshot features to save time on reinstallation

    • Monitor bandwidth usage to avoid overage

  • Performance Optimization

    • Choose the appropriate datacenter location

    • Use SSD storage for better IO performance

    • Optimize system configuration for performance

  • Backup Strategy

    • Create system snapshots regularly

    • Configure automated backup scripts

    • Test recovery process reliability


Vultr Special Features

  • One-Click Apps: WordPress, Docker, Game Servers, etc.; quickly deploy popular apps; save configuration time

  • Block Storage: Scalable additional storage; independent of instance lifecycle; expand/shrink as needed

  • Private Network: Internal communication between instances; increases security; reduces public bandwidth usage


Recommended Next Steps

  1. Server Initialization: Complete basic security setup; update system patches and software packages; configure firewalls and security groups.

  2. App Deployment: Install necessary runtime environments; deploy websites or apps; configure domain resolution and SSL certificates.

  3. Maintenance: Set up system monitoring alerts; regularly check system logs; establish backup and maintenance plans.


By following this guide, you can successfully use an MPChat virtual card to create and manage VPS cloud servers on Vultr. Vultr uses a pre-funded model with hourly billing, making it ideal for flexible usage needs. It is recommended to start testing with a small plan and adjust configuration as needed. Remember to monitor your balance and usage regularly to ensure continuous and stable service operation.

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