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Guide: Activating DigitalOcean Droplets with MPChat Virtual Card

Guide: Activating DigitalOcean Droplets with MPChat Virtual Card

Updated over a month ago

Pre-activation Requirements

  • Account Preparation

    • Prepare a valid email address

    • Prepare a phone number (for verification)

    • Determine server purpose and configuration needs

  • Network Environment

    • Use a US Residential IP (Critical Factor)

    • Ensure the IP is clean and geolocated in the US

  • MPChat Funds Preparation

    • Prepare $20–50 equivalent in USDT (Droplet starts at $4/mo)

    • It is recommended to keep extra funds for verification and pre-authorization


Detailed Steps

Phase 1: MPChat Virtual Card Preparation

  1. USDT Deposit

    • Path: MPChat App → Wallet → Deposit

      • Copy the USDT deposit address

      • Transfer sufficient USDT ($50+ recommended)

      • Wait for network confirmation

  2. Apply for a US MPCard

    • Path: MPChat App → Wallet → MPCard → Apply for New Card

      • Issuing Country: Must select "United States"

      • Card Type: Virtual Card (Instant generation)

      • Securely record the Card Number, Expiry, and CVV

  3. Funds Transfer

    • Path: MPChat App → Wallet → Transfer

      • From: MP Wallet (USDT)

      • To: MPCard (USD)

      • Amount: $30–40 (Including pre-authorization fees)

Phase 2: DigitalOcean Account Registration

  1. Visit Official Site to Register

    • Access digitalocean.com using a US IP

    • Click "Sign Up" to start registration

    • Enter email address and password

  2. Account Verification

    • Complete email verification

    • Perform phone number verification

    • Fill in basic personal information

  3. Account Review

    • Wait for account approval (typically minutes to hours)

    • During review, you can browse products but cannot create resources

Phase 3: Adding Payment Method

  1. Enter Payment Settings

    • Click Avatar (top right) after logging in → "Billing"

    • Select "Payment Methods"

    • Click "Add Credit Card"

  2. MPCard Information Entry

    • Source: MPChat App → MPCard → Card Details

      • Card number: 16-digit virtual card number

      • Expiration date: Expiry (MM/YY)

      • CVV: 3-digit security code

      • Name on card: Pinyin is recommended

  3. Billing Address Entry (Critical Step)

    • Country: United States

    • Use a professional US address generator

    • Example Format:

    Plaintext

    Address Line 1: 1234 Cloud Street City: New York State: NY ZIP Code: 10001

Payment Verification & Account Activation

  1. Pre-authorization Verification

    • DigitalOcean will perform a $5 pre-authorization charge

    • Amount is refunded after successful verification

    • Verification process takes 1–3 business days

  2. Account Activation

    • Account is fully activated once payment method is verified

    • Start creating Droplets and other services

  3. Function Verification

    • Test creating a small Droplet

    • Verify SSH connection functionality

    • Check control panel access


DigitalOcean Droplet Configuration Options

Parameter

Option Example

Recommended Choice

Datacenter

NYC1, SFO1, AMS1

Select based on user location

Operating System

Ubuntu, CentOS, Debian

Ubuntu 20.04 LTS

Plan Type

Basic, CPU-Optimized

Choose based on needs

Storage Type

SSD, Block Storage

SSD (Better performance)


Droplet Price Plans

  • Basic $4/mo: 1GB RAM, 25GB SSD; Personal blogs, test environments

  • Basic $6/mo: 1GB RAM, 25GB SSD; Small websites, dev environments

  • Basic $12/mo: 2GB RAM, 50GB SSD; Small to medium apps

  • CPU-Optimized: Starts at $40/mo; High-compute demand apps


Detailed Steps to Create a Droplet

  1. Select Creation Method

    • Log in to control panel → Click "Create" → "Droplets"

    • Select "Quick Create" or "Advanced Options"

  2. Configure Droplet Parameters

    • Select image (OS)

    • Select plan size

    • Select datacenter region

    • Add SSH Keys (Recommended)

  3. Final Confirmation

    • Set Droplet name

    • Select project assignment

    • Confirm monthly fee

    • Click "Create Droplet"


Troubleshooting Guide

  • Payment Verification Failure

    • Common Causes: Address info mismatch; insufficient pre-authorization funds; suspicious account info

    • Solutions: Use a more detailed/real address; ensure MPCard balance is sufficient; contact support to explain

  • Account Review Issues

    • Review Failed: Provide more verification info; use real personal info; contact the support team

    • Verification Delay: Wait patiently for 1–3 business days; check spam folder; consult progress via live chat


Account Management Guide

  • Resource Management

    • Droplet Management: View, start, stop, reboot servers

    • Monitoring: CPU, RAM, bandwidth usage statistics

    • Backup Management: Set automated backup policies

  • Expense Control

    • Budget Setup: Set monthly spending caps

    • Usage Alerts: Resource usage alerts

    • Invoice Management: Download detailed billing records


Security Best Practices

  • SSH Key Authentication

    • Use SSH keys instead of passwords for login

    • Disable root password login

    • Regularly rotate key pairs

  • Firewall Configuration

    • Configure UFW firewall

    • Open only necessary ports

    • Restrict IP access ranges

  • System Updates

    • Regularly update system patches

    • Install security updates

    • Monitor security logs


Tips and Suggestions

  • Cost Optimization

    • Choose the right plan for your needs

    • Use snapshots to save on storage costs

    • Monitor resource usage to avoid waste

  • Performance Optimization

    • Choose the right datacenter

    • Use SSD storage for better IO performance

    • Configure swap space for RAM shortage

  • Backup Strategy

    • Enable automated backup features

    • Create snapshots regularly

    • Test recovery processes


Recommended Next Steps

  1. Server Initialization: Complete basic security setup; install necessary software packages; configure firewall rules.

  2. App Deployment: Deploy websites or apps; configure domain resolution; set up monitoring alerts.

  3. Maintenance Plan: Establish a regular maintenance schedule; monitor system performance; update software promptly.


By following this guide, you can successfully use an MPChat virtual card to create and manage Droplet cloud servers on DigitalOcean. DigitalOcean has relatively strict payment verification; please ensure all information is authentic and consistent. It is recommended to start with a small plan and upgrade configuration as needed.

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