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Guide: Subscribing to Spotify Premium with MPChat Virtual Card

Guide: Subscribing to Spotify Premium with MPChat Virtual Card

Updated over a month ago

Pre-subscription Requirements

  • Network Environment

    • Use a US Residential IP (Critical Success Factor)

    • Ensure the IP is clean and the geolocation shows as the United States

  • MPChat Funds Preparation

    • Prepare $15–$25 equivalent in USDT (Spotify Premium Individual is $10.99/mo)

    • It is recommended to keep extra funds for verification fees


Detailed Steps

Phase 1: MPChat Virtual Card Preparation

  • USDT Deposit

    • Path: MPChat App → Wallet → Deposit - Copy USDT deposit address - Transfer sufficient USDT from an external wallet (Recommended $20+) - Wait for network confirmation

  • Apply for a US MPCard

    • Path: MPChat App → MPCard → Apply for New Card - Issuing Country: Must select "United States" - Card Type: Virtual Card (Instant generation) - Securely record Card Number, Expiry Date, and CVV code

  • Funds Transfer

    • Path: MPChat App → Wallet → Transfer - From: MP Wallet (USDT) - To: MPCard (USD) - Amount: $15–$18 (Including verification fees)

Phase 2: Spotify Premium Subscription Process

  • Visit Spotify Official Website

    • Access spotify.com using a US IP

    • Click "Get Spotify Free" or "Go Premium"

  • Select Subscription Plan

    • Plan Type | Price | Key Features | Recommendation Index

    • Individual | $10.99/mo | Personal use, Ad-free, Offline downloads | ⭐⭐⭐⭐⭐

    • Duo | $14.99/mo | Shared by two, separate accounts | ⭐⭐⭐⭐

    • Family | $16.99/mo | Up to 6 people, separate accounts | ⭐⭐⭐

    • Student | $5.99/mo | Requires student status verification | ⭐⭐⭐⭐⭐

  • Register Account

    • Register using an email address (New email recommended)

    • Create a password

    • Fill in personal information

Phase 3: Payment Information Entry

  • Payment Interface Navigation

    • Select subscription cycle (Monthly)

    • Click "Continue to payment"

  • MPCard Information Entry

    • Information Source: MPChat App → MPCard → Card Details - Card number: 16-digit virtual card number - Expiration date: Expiry date (MM/YY) - CVV: 3-digit security code - First name/Last name: Pinyin is recommended

  • Billing Address Entry (Critical Step)

    • Country: United States

    • Use a professional US address generator

    • Example Format:

    • Address Line 1: 1234 Music Street City: Los Angeles State: CA ZIP Code: 90015

Payment Verification & Activation

  • Instant Verification

    • Spotify will perform a $1.00 verification hold (refunded immediately)

    • Verification of card validity and address matching

  • Service Activation

    • Upon successful payment, Spotify Premium is activated immediately

    • Start enjoying an ad-free music experience

  • Function Verification

    • Test music playback (should be ad-free)

    • Verify offline download functionality

    • Check audio quality settings (can be adjusted to the highest quality)


Spotify Premium Feature Comparison

  • Feature | Free Version | Premium Version

  • Ads | With Ads | Ad-free

  • Offline Downloads | ❌ | ✅

  • Audio Quality | Standard Quality | Very High Quality (320kbps)

  • Skip Limits | Restricted | Unlimited

  • Play in Order | ❌ | ✅


Troubleshooting Guide

Common Causes of Payment Failure

  • Region Mismatch

    • Solution: Ensure the "Trio" of US IP + US Card + US Address is maintained

  • Address Verification Failure

    • Solution: Use a more detailed/real US address

  • Account Region Lock

    • Solution: Create a brand new Spotify account

Handling Subscription Status Issues

  • Charge Successful but Service Not Active

    • Wait 10–15 minutes for system sync

    • Check registered email for confirmation message

    • Contact Spotify Customer Support

  • Payment Rejected

    • Switch to a cleaner US Residential IP

    • Regenerate a US billing address

    • Ensure MPCard balance is sufficient


Subscription Management Guide

Account Management

  • View Status: Check subscription details on the Account page

  • Quality Settings: Adjust streaming audio quality preferences

  • Device Management: View connected devices

Renewal & Cancellation

  • Auto-renewal: Enabled by default, monthly automatic billing

  • Cancel Subscription: Account Settings → Cancel Premium

  • Important Note: Reverts to Free version after cancellation; playlists are retained

Cost Optimization Suggestions

  • Family Plan: If needed, choose the Family plan to split costs

  • Student Discount: Eligible students can apply for the discount

  • Annual Calculation: Long-term use is more cost-effective than single-platform purchases

Security Reminders

  • MPCard Protection: Set reasonable spending limits

  • Account Security: Use strong passwords and enable 2FA

  • Device Management: Regularly check logged-in devices

Usage Tips

  • Personalized Recommendations: "Like/Dislike" songs to improve recommendation accuracy

  • Playlists: Create personalized playlists

  • Cross-device Sync: Supports seamless switching between multiple devices

  • Social Features: Share music and playlists with friends

Multi-platform Support

  • Mobile: iOS and Android apps

  • Desktop: Windows and macOS clients

  • Web: Web Player

  • Gaming Consoles: PS, Xbox, and other major platforms

  • Car Systems: Supports Android Auto and CarPlay

Spotify Special Features

  • Personalized Recommendations: Accurate recommendations based on listening habits

  • Podcast Content: Rich library of podcast programs

  • Collaborative Playlists: Create playlists together with friends

  • Lyrics Display: Real-time display of song lyrics

  • Wrapped: Annual statistics of your listening data


Through this guide, you can successfully use an MPChat virtual card to subscribe to Spotify Premium and enjoy a high-quality, ad-free music experience. Please ensure the high consistency of "US IP + US Card + US Address," as this is the key factor for a successful subscription. It is recommended to choose a suitable plan based on personal needs; the Individual plan is sufficient for most users.

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