This tutorial will guide you on how to top up your MPCard through the MPChat app and successfully pay for an OpenAI ChatGPT Plus membership.
✅ Preparation
An OpenAI Account: Ensure your account is successfully registered and can log in to ChatGPT normally.
Stable Network Environment: Crucial! Please use a clean IP from a region supported by OpenAI (e.g., USA, Japan, UK) and complete the entire payment process under this environment.
MPChat App: Please download the latest version from the official app stores:
Or visit the official website: mp.net
USDT Assets: Used to top up your MPChat wallet.
Tip: The monthly fee for ChatGPT Plus is $20. It is recommended to prepare at least 25 USDT (equivalent) to cover exchange rate fluctuations and small verification holds.
🛠️ Step-by-Step Instructions
Step 1: Top up USDT to your MP Wallet
Open the MPChat app and go to the "Wallet" page.
Click "Deposit." The system will generate a dedicated USDT deposit address (ensure the network matches the address type, e.g., ERC20).
Transfer sufficient USDT from your external wallet or exchange to this address (recommend at least 25 USDT equivalent).
Wait for the network to confirm the deposit.
Step 2: Apply for and Fund your MPCard
Enter the "MPCard" section within MPChat.
Click "Apply for New Card." A virtual card will be generated instantly. Key: Please select a country that matches your current network IP (e.g., United States).
Once the card is generated, find the "Transfer" function on the "Wallet" or "MPCard" page.
Transfer USDT from your "MP Wallet" assets to your "MPCard" assets, ensuring the card balance exceeds $20.
Step 3: Bind Payment Method on the OpenAI Page
Under a stable network environment, visit ChatGPT and log in.
Click on your personal account in the bottom left corner, go to "My plan," and select "Upgrade to Plus."
On the payment interface, click "Add payment method" and accurately fill in your MPCard information:
Card number: Your 16-digit MPCard number.Expiration date: Expiry date.CVC: Security code.Name on card: You can use your name in Pinyin or any English name.
Billing Address (The key to success!): You must use an online tool to generate a real and valid address that exactly matches your MPCard region (e.g., a U.S. address). Ensure the ZIP Code, State, and City information all match correctly.
Step 4: Complete Subscription
After filling in all information, click subscribe. The system may perform a $1 small verification hold (which will be refunded). Once verified, $20 will be deducted, and the subscription is successful.
✅ Congratulations!
Your ChatGPT Plus membership is now active. Enjoy your powerful AI assistant!
❓ Frequently Asked Questions (FAQ)
Q1: What is the most common reason for payment failure?
The "Mismatch Trio": Your network IP location, the MPCard issuing country, and the country of the billing address must be 100% identical. 99% of failures stem from this.
Invalid Address: Randomly written addresses may fail OpenAI's risk control system. Please use a reliable address generation tool.
IP Issues: The IP is blacklisted or of poor quality. It is recommended to switch to a clean residential IP.
Q2: The deduction was successful, but the subscription is not activated. What should I do? This is usually due to network latency or OpenAI system issues. Please DO NOT repeat the subscription immediately. It usually activates within a few minutes. If it is not active after 1 hour, please save your payment voucher and contact OpenAI official customer support.
Q3: How do I cancel the subscription? ChatGPT Plus is a monthly service and can be cancelled at any time. Click your account in the bottom left of the ChatGPT page, go to "My plan" → "Manage my subscription" to cancel auto-renewal. Your benefits will continue until the end of the current billing cycle.
💡 Summary and Tips
Key to Success: A stable local IP and a real, matching billing address are the keys to a successful subscription.
Risk Reminder: After a successful subscription, it is recommended to maintain a stable network environment during daily use to avoid account anomalies.
Advantages of MPChat One-Stop Experience:
Integrated: Communication, wallet, and virtual card functions all in one.
Efficient: Apply for a card and pay within minutes.
Secure: Use a virtual card for payments to isolate main account risks.